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Credit Compass

Assessment

Credit readiness assessment

Enter your business details below. All fields are required. Your responses are used only to calculate your readiness score for this session.

Financial performance

Your monthly revenue and operating costs.

Average monthly revenue in Naira (₦) before deductions.

Total monthly operating costs including salaries, rent, taxes, and other expenses.

Business profile

How long you have operated, your customers, and how you track finances.

How long your business has been operating, in years.

You can use decimal values for partial years — for example, 0.5 = 6 months and 1.5 = 18 months.

Approximate number of active customers your business serves.

Select the option that best describes how you track finances.